AUTO INSURANCE

Auto Insurance

Auto Insurance Plans
for Danbury, Brookfield, Newtown, Bethel, CT & Beyond

Since the advent of the "iron horse" the need for auto insurance has evolved. Although there might have been a need early on, it took a while for insurance companies to develop the coverage necessary to protect the owners of the new fangled contraption.


The basic auto insurance policy in use today was first developed in 1955 and introduced as the Family Auto Policy. The policy is a legal contract between the insurer and includes many provisions and conditions that spell out the obligations of each party.


With advances in technology, industry experts expect that some of the burden of the legal responsibility for auto accidents will shift to automobile manufacturers, which may push them into the auto insurance business.


Your best bet to protect yourself is to deal with an agent like us that will look out for your interests. We offer reliable auto insurance plans to drivers across Danbury, Brookfield, Newtown, Bethel, CT, and the surrounding areas. Each of our auto policies is designed based on your special needs and characteristics. Contact our local insurance office today for more information on our auto insurance plans or to request an auto quote!

Auto Insurance Danbury, CT & Newtown, CT

What to Consider When Choosing an Auto Insurance Plan

If you are in the market for a new auto insurance policy there are a lot of things to consider before settling on anything specific.

Start by figuring out how much coverage you need. State minimum requirements are one thing; however, your specific circumstances might make additional coverage a prudent choice. If your driving history has multiple accidents, more complete coverage will likely be a cost-effective option for you. 

You should also get current information on the coverage you have and your current driving record. If you have points or a ticket on your license that are about to expire, wait until that happens before getting quotes. Nothing will drive up the cost of auto insurance like a poor driving record. 

When pricing out plans, take note of annual and monthly rates, the insurance company's payment policy (when is the payment due? What kind of payment plans are available?), and consumer reviews; it's important to work with a responsive company in the event of any issues. 

You should also ask our agency about the possibility of discounts. Some insurance companies offer reduced rates based on excellent driving records, certain professional situations, or automobile safety features. We'll work with you to save as much as possible on your auto insurance.

Why Should You Sign Up for an Auto Insurance Plan?

If you are at fault in a car accident, the auto liability coverage required on your car insurance policy helps pay for covered losses, such as the other party's medical bills and damage to their vehicle or other property that results from the accident. It also helps pay your legal fees if you're taken to court over the accident. Even if you own your vehicle outright, you may want to have collision coverage and comprehensive coverage on your car insurance policy. While mandatory liability coverage helps pay for damage to another driver's vehicle, it's important to have coverage for your own vehicle. Medical payments coverage and personal injury protection may help pay for your medical bills if you're injured in an accident. It also may help cover your passengers' expenses due to the accident. This coverage may help pay for hospital visits, doctor bills and surgery. Auto insurance is required by law in most states, but there are so many other reasons why you should have a good auto insurance plan. If you live in Brookfield, Danbury, Bethel, CT or the surrounding areas, don't wait to contact us for auto insurance!

Contact Us Today to Learn About Our Auto Insurance Protection Plans

If you are involved in an accident, your financial well being would be protected by having auto insurance from The Siegel Insurance Agency. We offer auto insurance polices with all the different types of coverage necessary to protect you including: Liability coverage for Bodily Injury, Property Damage and Uninsured Motorists. Also our Physical Damage coverage will insure your vehicle for damage caused by pretty much any accidental occurrence other than breakdown due to wear and tear. 


It’s important to know all of your auto insurance options when you are about to buy or lease a new vehicle, So be sure to call the professional and knowledgeable agents at The Siegel Insurance Agency today. Enjoy the peace of mind of having your major expenses that result from a car accident covered by an auto insurance policy purchased through and serviced by The Siegel Agency. For prompt professional service and competitive pricing in the Brookfield, Danbury, and Bethel, CT area,  call us ! Our pricing is often lower than those companies that advertise so frequently on TV!

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